When owning a business, properly covering yourself, your employees, and the company as a whole is a must. Alcorn Insurance Agency can help set you up with the proper forms of insurance.
There are different forms of insurance any business owner needs to consider. Property insurance is one of the most common. It helps pay for losses and damage to the real estate. Some companies might require boiler and machinery insurance, which can also be referred to as equipment breakdown insurance. Many of the insurance policies depend specifically on the kind of building and what sort of company it is.
Debris removal insurance and builder's risk insurance are commercial insurance offerings, as is glass insurance. Depending on the property insurance coverage, glass breakage may not be completely covered based on the situation. Glass insurance covers it specifically in order to avoid any kind of damage to windows throughout the building.
Business interruption insurance coverage is not required but often recommended, especially in states with a lot of snow fall. If snow fall shuts down the business and prevents it from being open, business interruption insurance makes up for the loss of sales revenue for the day. It also helps pay salaries, rent, taxes and net profits.
Other insurance policies we offer that can help a business include crime insurance, fidelity bonds, Tenant's Insurance, and several other options. By insuring against the worst outcome, a commercial company can feel safe and secured, regardless of the kind of business it is.
When owning a commercial business, having the right insurance coverage is a must. Alcorn Insurance Agency is on hand to make sure you always have the necessary coverage. So, give us a call and we can help set you up with what is needed.
"I’ve been a customer of Alcorn Insurance Agency for 25 years. If I have any questions regarding my policy, Scott calls me back to answer my questions directly. I appreciate the fact that he is always willing to travel to Salem to deliver policy information, whenever it would just be easiest to do that by fax. Scott truly cares about his customers.”
“Hi, My name is Chad Henry, I have been a customer of Alcorn Insurance for quite some time. I have been truly impressed by the efforts all of the employees, they have gone above and beyond to make sure my insurance needs have been met. When I started my new business, they took the time to find coverage that exceeded my expectations and did it at a price that was very fair. Alcon Insurance delivers exactly what we should look for, as customers, when we purchase insurance. They are LOCAL, Family Owned and they truly care about the customers that trust them as an Insurance Agency. I know I am in a better position because of their advice and knowledge. Give them a shot at earning your business, YOU WILL BE HAPPY WITH THE OUTCOME.”
"Scott helped me with all of my insurance needs. I believe he is the most knowledgeable insurance agent in Southern IL."
Matthew, Centralia, IL
"Alcorn Insurance helped me with Insurance for my Business. The Agent Was Very Informed And Made The Decision Very Clear For My Particular Situation."
BB, Centralia, IL